Merchant cash advances, term loans, lines of credit, and equipment financing — all under one roof. If your business generates revenue, we can get you capital in as little as 24 hours. No games, no runaround.
Most businesses qualify with 3–6 months operating history, $10K+ in monthly revenue, and basic financials. We evaluate business performance, not just credit score. Bad credit is OK — we fund businesses banks won't touch.
Most clients receive a decision within hours. Once you confirm your offer and upload documents, funds are typically in your account within 24–48 hours. Larger amounts ($1M+) may take an extra business day.
We use a factor rate model — typically 1.15x to 1.49x depending on your term and business profile. Your offer always shows the exact total payback before you commit. No hidden fees, ever.
Yes — and we discount it. Every deal includes early payoff tiers at 30, 60, and 90 days. Pay early and save real money on the remaining balance.
No hard credit pull on the initial application. We review your business financials first. A hard inquiry only happens if you choose to proceed and it's required for your specific product.
A bank decline doesn't disqualify you with us. We evaluate every business on its own merits — revenue, time in business, and industry. Many of our strongest clients came to us after being turned down elsewhere.
Yes — we fund businesses nationwide. Our headquarters is in Fort Lauderdale, FL, but your location is never a barrier. We work with trucking, construction, medical, restaurant, retail, and professional service businesses across the country.
We specialize in trucking, construction, medical supplies, and restaurants — but we fund businesses across virtually all industries. If your business generates consistent revenue, there's a good chance we can help.