Predictable Capital
Up to $2,000,000
Max funding amount · 6 – 60 month terms
A business term loan delivers a lump sum upfront that you repay in fixed weekly or monthly installments at a defined interest rate. Unlike an MCA, your payment is the same every period regardless of revenue — making budgeting simple. It also builds your formal business credit history, which improves future borrowing options.
Decision Time
1 – 3 Business Days
Funding Speed
3 – 5 Business Days
Interest Rate
8% – 25% APR
Term Length
6 – 60 Months
Payment Frequency
Weekly or Monthly
Credit Benefit
Builds Business Credit
Minimum Requirements
- ✓1+ year in business
- ✓$25,000+ in average monthly revenue
- ✓600+ personal credit score (preferred; lower considered)
- ✓6 months bank statements + basic financial records
- ✓No open bankruptcies in the last 2 years
↓ Example Approval
Silverline Manufacturing Co.
Business Term Loan · 60 Months
Approved
Approved Amount
$2,000,000
$43,988
Monthly Pmt
$2,639,280
Total Payback
11.5% APR
Interest Rate
Term60 Months (5 Years)
Payment StructureFixed Monthly
Origination Fee1–3% (shown upfront)
Prepay PenaltyNone After 12 Months
CollateralGeneral Business Assets
Credit ImpactBuilds Business Credit
Example only · Rates depend on credit profile and term