Highest Limits
Up to $5,000,000
Max funding amount · Up to 84-month terms
A business loan is the most cost-effective way to borrow large amounts over a long period. Unlike an MCA, underwriting is based on your full financial profile — revenue, business history, and personal credit. The result is lower rates, longer terms, and structured monthly repayments that are easy to plan around. Best for established businesses with strong financials making major strategic moves.
Decision Time
2 – 5 Business Days
Funding Speed
5 – 7 Business Days
Interest Rate
7% – 22% APR
Term Length
12 – 84 Months
Payment Frequency
Monthly
Collateral
General Business Assets
Minimum Requirements
- ✓2+ years in business
- ✓$50,000+ in average monthly revenue
- ✓650+ personal credit score (680+ for best rates)
- ✓2 years tax returns + full bank statement history
- ✓Personal guarantee from majority owner(s)
↓ Example Approval
Nexus Healthcare Holdings
Business Loan · 84 Months
Approved
Approved Amount
$5,000,000
$82,465
Monthly Pmt
$6,927,060
Total Payback
9.8% APR
Interest Rate
Term84 Months (7 Years)
PaymentFixed Monthly
CollateralGeneral Business Lien
Prepayment PenaltyNone After Year 1
Personal GuaranteeYes (Standard)
Renewal / RefinanceAvailable at 50% Paid
Example only · Rates and terms depend on full financial review